Product
Shared budgeting for households and roommates
My Budget Tracker is a shared budget app: one plan, multiple people, clear remaining money. It is free on the App Store and Google Play, and does not ask for bank login.
What “shared budgeting” means here
A budget belongs to a household group, not a single phone. The owner invites partners, roommates, or family. Editors can add expenses and categories; viewers can follow progress without changing numbers.
How someone joins your budget
- Create a budget and open Manage budget → Sharing.
- Copy or share the invite code / link (codes expire in 24 hours).
- Approve join requests if you want to review each person.
- Switch budgets anytime from the home budget switcher.
Safe-to-spend and period planning
Each period (monthly, weekly, or daily — locked per budget) has category limits. Analytics shows remaining budget, spending pace, and a safe-to-spend read so the household knows what is still OK to spend before the period ends.
Receipts without bank sync
Scan a receipt with the camera or photo library. On-device OCR plus server-side Gemini parsing drafts merchant and total for you to confirm. Nothing pulls transactions from your bank — by design.
Who it is for
- Couples sharing groceries, rent, and bills
- Roommates splitting household categories
- Families who want one visible plan on phone and tablet
If you are setting up money with a partner, also read how to budget as a couple and how to split expenses fairly.
Frequently asked questions
Do I need a bank login?
No. My Budget Tracker does not connect to your bank. You enter expenses yourself or scan receipts.
Who can edit a shared budget?
The owner invites members. Editors can add expenses and categories; viewers can follow progress without changing numbers.
How do invite codes work?
Open Manage budget → Sharing, then copy or share the invite code or link. Codes expire in 24 hours, and you can approve join requests.