Terms of Use
These Terms of Use (“Terms”) govern your access to and use of the My Budget Tracker mobile application and related services, including invite links and web pages hosted at zippybytes.com (collectively, the “Service”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. The Service
My Budget Tracker helps you plan and track budgets, categories, and expenses, optionally share a budget with other members, scan receipts, and (with a Pro subscription) unlock additional features such as removing ads, home-screen widgets, theme customization, and higher receipt-scan limits. Features may change over time.
2. Eligibility and accounts
- You must be at least 13 years old (or the minimum digital-consent age in your country) to use the Service.
- You are responsible for the accuracy of information you provide and for keeping your sign-in credentials secure.
- You may sign in with email/password, Google Sign-In, and (where offered) Sign in with Apple. Do not share your account.
3. Your content
You retain ownership of budget data, notes, and receipt images you submit. You grant us a limited license to host, process, and display that content solely to operate the Service (including sync, sharing with members you invite, OCR, and optional AI receipt parsing you request). You must not upload unlawful, harmful, or infringing content.
4. Shared budgets
If you create or join a shared budget, other members can see content in that budget according to their roles. You are responsible for whom you invite. Leaving or deleting your account may not remove content that remaining members still use.
5. Subscriptions (Pro)
- Pro is an optional auto-renewable subscription. Price, period, and trial terms (if any) are shown in the app and in Google Play or the App Store before you purchase.
- Payments are charged to your Google Play or Apple ID account. Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current period (or as required by the store’s rules).
- Manage or cancel in Google Play (Subscriptions) or on iOS via Settings → Apple ID → Subscriptions (or the in-app Manage Subscription control). Deleting the app or your My Budget Tracker account does not by itself cancel a store subscription.
- Entitlements are also managed with RevenueCat so Pro features unlock across devices signed into the same app account.
- Refunds are handled by Google or Apple under their store policies, not by us directly.
6. Acceptable use
You agree not to:
- Abuse, disrupt, or overload the Service or its providers.
- Attempt unauthorized access to other users’ data or our systems.
- Reverse engineer the app except where permitted by law.
- Use the Service for unlawful purposes.
7. Third-party services
The Service relies on providers such as Google Firebase, Google Sign-In, Google Gemini (optional receipt parsing), Google AdMob (ads on supported platforms when enabled), Apple (App Store / Sign in with Apple where offered), and RevenueCat. Their terms and privacy policies also apply to their processing.
8. Disclaimers
The Service is provided “as is” and “as available.” Budget figures, analytics, and receipt parses are tools to help you organize spending; they are not financial, tax, or legal advice. We do not warrant uninterrupted or error-free operation.
9. Limitation of liability
To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill, arising from your use of the Service. Our total liability for any claim relating to the Service is limited to the greater of (a) the amount you paid us for Pro in the 12 months before the claim or (b) USD $50. Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent allowed.
10. Termination
You may stop using the Service and delete your account in Settings at any time. We may suspend or terminate access if you violate these Terms or misuse the Service. Provisions that by nature should survive (including ownership, disclaimers, and liability limits) will survive termination.
11. Privacy
How we handle personal data is described in our Privacy Policy, which is part of your agreement with us.
12. Changes
We may update these Terms. The effective date above will change when we do. Continued use after an update means you accept the revised Terms. If you do not agree, stop using the Service and delete your account.
13. Contact
Questions about these Terms: solo.studios20@gmail.com.
Website:
https://zippybytes.com
Terms of Use:
https://zippybytes.com/terms/
Privacy Policy:
https://zippybytes.com/privacy/